360 DotNet Ltd create software solutions within the financial services sector, focusing its technology on intelligently reducing costs and maximising opportunities.  Its award-winning practice management system exemplifies 360’s approach with a secure and scalable cloud-based solution, ‘best of breed’ mortgage and protection sourcing, and intuitive diary and lead management capabilities.

At Aldermore, we know that as an intermediary you’ll have clients’ who need a more specialist approach, that’s where we come in.

We use a team of experienced manual underwriters who start with a can do attitude, assessing your client’s application and individual circumstances.  It’s just one of the ways we do things differently.

B&C offers bespoke mortgage solutions. We are innovative, responsive and dedicated to finding the right solution for you and your clients. We will listen and respond to your requirements. Our current offering includes commercial and BTL mortgages, bridging finance and bespoke residential mortgages for unusual properties, situations and incomes.

Barclays is a committed, intermediary focused mortgage lender, with an innovative product range to help a variety of clients from first time buyers to high-net-worth.

We utilise intermediary feedback to inform our policy, criteria and our partners have access to useful online tools and best in class service & support provided by a knowledgeable on-shore team.

We are a small local Building Society who lend throughout England & Wales. We pride ourselves on creating niche products to meet our customer’s requirements. We have a small experienced team who are used to providing a personal service where we make decisions – not our computers.

Come and see us on stand J3

We deliver bespoke first and second charge loans, with the option to roll up some or all of the interest.

Speak to us about mortgages for buy to let, holiday lets, student accommodation, ex-pats and foreign investors, as well as corporate loans, development loans and mezzanine finance.

Clever Lending are a pioneering master broker, delivering expert support for firsts, seconds, commercial and bridging. With a client centric service, Clever are experienced in the most complex of scenarios. Supporting intermediaries through regulatory guidance and product development via our strong lending partnerships, Clever will maximise client opportunities with viable solutions.

ConveyChoice is a professional conveyancing service that allows those working with us access to some of the top property lawyers in the country.

Supported by an expert business development team, you will experience unrivalled customer service as well as increasing your income through our generous referral fees.

The Equity Release Council is the industry body for the equity release sector, which represents over 650 members, including providers, qualified financial advisers, solicitors, surveyors and other industry professionals. It aims to fully represent and facilitate the safe growth of the equity release market by helping to create the conditions which enable the market to develop effectively.

Working to ensure a safe equity release market for consumers, The Council operates rigorous standards for the provision of advice and products, which guarantee security of tenure and financial protections. 2016 marked the 25th anniversary since the first industry standards were created for equity release in 1991. Since then, nearly 4000,000 people have taken out an equity release plan from a Council member, drawing on over £20bn of housing wealth.

The Council also works with industry and policy makers to improve awareness and understanding of equity release and the potential for housing wealth to help solve many of the financial challenges facing people over the age of 55 across the UK. Further information on our services and members can be found at www.equityreleasecouncil.com.

Visit The Council and some of its members and partners, including: Viva Retirement Solutions, Later Life Academy, Ashfords LLP, Hodge Lifetime, Intrinsic, Key Retirement, Society of Later Life Advisers and more; in the Later Life Lending Theatre, on the Seminar programme at 12.45 and around The Council stand D7. Sessions include Powers of Attorney and Equity Release and How to build a business proposition in the Later Life Lending space

Foundation Home Loans know that no two buy-to-let or residential cases are the same.  We are an intermediary only lender, offering competitive Residential and Buy-to-Let mortgages for clients with more complex needs or residential cases where your client may have a slight blip in their credit rating.

Grey Matters Specialist Lending Ltd packages for the broker network both directly and by referral offering a concierge service for all things Specialist within the Specialist Lending environment. Our company and its associated partners can advise anything from taxation to general insurances. Come and see us today on stand F3 to find out more.

The Hanley – Your Mutual Partner

• Award Winning Mortgages
• Flexible Criteria
• Timely Decision making
• Prompt payment of procuration fees
• Dedicated team on hand to support you all the way

Come and see us on Stand D8 to see why other brokers choose The Hanley

Hinckley & Rugby Building Society offers modern residential and BTL mortgages with a traditional service. Our manual approach to underwriting allows us to consider cases which would normally be rejected by automated systems. We lend throughout England and Wales and the majority of our products have no ERC’s.

We are one of the most competitive conveyancing panels in the market. We have market leading technology such as document uploads direct to the solicitor, client care packs delivered to client and broker within 2 hours, and one of the most comprehensive case tracking facilities around.

At Kensington we believe in Lending for Real Life, so we assess each customer application individually and all of our lending decisions are made by experienced underwriters.

Key Commercial Finance Ltd are independent commercial finance brokers that offer unbiased ‘whole of market’ advice. Our team of highly experienced ex bank managers will work to find the best deal for our clients at very competitive rates. We have a strong relationship with all our lenders, so whatever your finance needs please speak to the Key team today.

Key Partnerships offer an established, market-leading referral service for over 7,000 registered advisers.

We take full compliance responsibility for the equity release advice provided and also pay a generous commission on completion of each case.

Keystone is an intermediary only property finance lender offering a range of funding solutions for cases that do not fit the criteria of the mainstream lenders.

Keystone accepts:

• Related transactions & gifted deposit
• SPVs & Trading Ltd Co’s
• First-time landlords, first-time buyers & ex-pats
• Landlords with adverse credit
• Self-employed and retired applicants
• Landlords up to 85 years old at the end of the loan term
• No minimum income requirement
• Remortgages within 6 months
• Ex-local authority property
• Multi-lets
• Flats above commercial property
• HMOs up to 8 beds
• Multi-units up to 10 flats

Call: 0345 148 9086 to place a case
Email: enquiry@keystonepropertyfinance.co.uk

LMS is the UK’s largest provider of outsourced property services, including conveyancing, remortgage and digital services.

We pride ourselves on offering an award winning service, based on excellent customer experience, expertise and choice for you and your clients.

We exist for a very simple reason – to advance banking and finance by providing outstanding education and thinking, tailored to the needs of business, individuals, and society. Our focus is on lifelong learning; equipping individuals with the knowledge, skills and qualifications to achieve what they want throughout their career and life. The result is better professionals and corporations, performing better for customers. Our qualifications are relevant for a range of roles regardless of experience, and allow individuals to tailor their learning so they have the building blocks and mark of professionalism to progress with pace.

We are The London Institute of Banking & Finance, lifelong partners for financial education.

At Magellan, we understand that life is complicated. It’s natural to try and simplify borrower circumstances, to tidy everything up with restrictive credit scoring – but reality just doesn’t work like that. There’s more to every situation than ticks in boxes and that’s why we guarantee 100% manual underwriting on every single case. No credit scoring in sight.

For your clients who may struggle to obtain a high-street mortgage, whether it’s because of a poor credit score, becoming recently self-employed, affordability restrictions or a less than perfect credit history, Magellan have a range of products to help.

Masthaven was the first new bank to be awarded a banking licence in 2016. However, we’re not new. We’ve been providing a flexible and personalised approach to bridging loans and secured lending since 2004. Now we’re bringing that expertise to retail banking. Our London headquarters is home to our UK contact centre, and our teams of knowledgeable and experienced specialists in savings and lending. We’re committed to providing flexible and fixed term savings accounts, bridging loans, development finance mortgages.  In 2017 Masthaven was named Most Innovative Savings Provider in the Moneynet Personal Finance Awards; and Best Bridging Lender in the Coreco Awards. Masthaven Finance featured in 2015’s The Sunday Times’ Virgin Fast Track 100 (at number 81). The bank ranked 240 in Financial Times’ FT1000 list published in 2017.

Mint Bridging provide uniquely structured short-term bridging loans, of up to £5m for property purchases, refurbishment, refinance or development projects. Each solution is handcrafted to meet every borrower’s requirements. We’re 100% privately funded. This means we have the freedom and flexibility to help clients create bespoke business opportunities.

We are specialists in providing lending solutions for the over 55s. We have a range of products to meet a wide variety of your clients’ needs. Plan options include medically underwritten max, fixed ERCs and the best 10% capital repayment option on the market.

Mortgage Introducer is the leading magazine and website for the mortgage intermediary market. Now in its 18^th year, the group also includes Bridging Introducer, Specialist Finance Introducer and Loan Introducer as well as the Specialist Finance Introducer Awards and the Mortgage Introducer Awards.

New Street delivers instant decisions online 24/7, using clever analytics and systems to give intermediaries and customers a modern mortgage experience.

Norton Broker Services specialise in secured finance, providing our brokers access to our whole of market second charge panel, including our in-house lender, Norton Home Loans. We offer brokers the option to introduce or advise on their secured cases, along with access to unsecured lenders and our unique mortgage panel.

At OneFamily we’ve created award winning products with customer needs and flexibility being a core focus. Since OneFamily started, we’ve picked-up the award for best product innovation within the Lifetime Mortgage market at the 2016 Equity Release Awards, a five-star rating from MoneyFacts for our Lifetime Mortgages, a five-star rating from Defacto three years in a row for our 50 Plus Life Cover, and we were named Best Junior ISA provider at the 2015 MoneyFacts Awards. We don’t stop there; we create all of our products and services so that they meet the same high standard. And with a legacy dating back to 1975 we’ve been helping families help each other for over 42 years now. And we’ll continue doing so for decades to come.

Please visit us at onefamilyadviser.com

Paradigm Mortgage Services is now regarded as the UK’s “premier” directly authorised mortgage distribution business. As well as offering a unique profit share scheme, we have a full range of services to support intermediary firms, including a highly commended mortgage placement helpdesk, regular CPD events, compliance services and regulatory guidance.

We’re an award-winning lender that believes in challenging the accepted; we don’t credit score, reviewing each case on its own merits.

That’s why we can help intermediaries with interesting cases. The recently self employed, those with credit blips, complex income, young history or previous financial difficulties: to us, it’s all interesting.

Launched in 1997, Platform is an established intermediary lender and part of The Co-operative Bank.

Our personal approach means you’re at the heart of everything we do. To us, you’re more than just a number, because at Platform we understand good business is never ‘just business’, it’s personal.

We realise that you only have so many hours in the day…

Our highly-qualified advisers specialise in working with mortgage brokers to cover insurance provision, as well as reviewing back books to generate additional commission as we assess clients’ existing policies and arrange new and, most importantly, better cover.

Protect your customers. Generate extra revenue. Reduce your regulatory risk

Pure Retirement was founded on the belief that everyone deserves to enjoy their later years.  As recent winners of the Equity Release Award for Best Provider for Adviser Support, we can help your customers to make the most of their retirement by accessing the value tied up in their homes.

At Responsible Equity Release we are committed to providing our customers with regulated and flexible access to the equity in their homes. We offer a sophisticated and accessible partnership programme, with marketing leading commissions, allowing you to take advantage of this growing market in a safe and risk-free way.

As specialists in retirement, we believe we understand the needs of our customers better. You can benefit from our wealth of experience, industry expertise and outstanding customer and adviser service – and we’re known for building award-winning products.

Our innovative range of lifetime mortgages can be secured on main residences, second homes or buy to let properties. We offer interest roll-up, interest servicing and capital and interest repayment mortgages, with a range of market leading product features which can be tailored to meet your customers’ needs.

Find out more at retirementadvantage.com/adviser

Secure Trust Bank is one of the UK’s best capitalised banks and have a genuine desire to help those underserved by the high street, for example the UK’s 4.6 million self-employed, contract workers, those with complex income and those with a poor credit history that has recently been restored to good health.

• Considering each case individually
• Flexible criteria, so a strong case never goes ignored
• Fast, honest decisions
• Underwritten by people with a desire to lend

For more information on their lending criteria guidelines and product information, visit their website www.securetrustbank.com/intermediaries

Signature Private Finance are a privately owned Principal Lender and fund unregulated residential and commercial property throughout England and Wales.  We advance up to 75% of OMV against residential property and up to 60% on commercial property.

In 2005 the Chartered Insurance Institute (CII) created the Society of Mortgage Professionals (SMP) to provide focus and momentum for the professional development of all those working in the mortgage and protection market, across lending, administration, advice and broking, and associated support functions. The SMP is the professional body available to mortgage and protection practitioners, and provides services to help organisations nurture the development of their staff within a culture of professional excellence.

TFC Homeloans is a leading professional distributor specialising in financial solutions, providing brokers with a comprehensive and innovative end to end service.

TFC Homeloans offers a first class service across Residential, Buy to Let and Second Charge Mortgages, Commercial Funding, Bridging Finance and Development Finance. Contact TFC with your cases.

Specialist lender Together has over 43 years’ experience in the specialist finance sector, working with a range of customers spanning homebuyers, investors, property professionals, landlords and small businesses, through its extensive network of intermediaries.

Together takes a common sense approach to lending and looks beyond the mainstream criteria, instead considering individual circumstances and reviewing client needs on a case-by-case basis.

When a case involves non-standard property, purchase type, income source or credit, or any combination of these, Together aims to find a solution.

Last year, Together lent a total of just under £1.1 billion, with a current loan book of over £2 billion, and has received a host of accolades for its products and services.

For more information visit www.togethermoney.com

Vida Homeloans is the modern mortgage lender for residential and buy to let customers who may not fit the criteria currently demanded by high street banks. Vida uses the latest technology to support and inform human decisions, providing intermediaries with a quick, efficient and reliable service.

For more information about Vida, please visit our website www.vidahomeloans.co.uk or call us on 03300 246 246