Age Partnership is one of the UK’s leading equity release brokers, with over a decade of experience specialising in this area.

If you’re an adviser looking to expand the ways you can help your clients, our equity release referral service could be the answer that ticks all the boxes.

At Aldermore, we know that as an intermediary you’ll have clients’ who need a more specialist approach, that’s where we come in.

We use a team of experienced manual underwriters who start with a can do attitude, assessing your client’s application and individual circumstances.  It’s just one of the ways we do things differently.

We are a small Society who lend throughout England and Wales and are well known for our niche products, which include, Rent-a-Room, Joint Borrower – Sole Proprietor, Holiday Let & Shared Ownership mortgages.  We have an experienced team who provide a personal service and are happy to discuss complicated cases.

Beverley Building Society is one of the oldest independent societies. The Beverley recognises that each mortgage application is different and should be looked at on individual merit and affordability. Whether it is for employed, self-employed or on pension income, the Society prides itself on assessing applications through sensible underwriting and a flexible approach to secure lending. It currently specialises in later life lending, including Retirement Interest Only, self-build mortgages and the ability to look at self-employed or complicated income streams sensibly.

Our award-winning retirement solutions have been designed to suit a wide range of needs, and offer industry-leading value, financial strength and exceptional service.

Our Home Finance product range can be secured on main residences, second homes or Buy-to-Let properties. Our mortgages offer flexibility and certainty and can be tailored to suit your individual needs.

A Trade Association for those Brokers and Advisers involved or looking to become involved in the Specialist Finance market. As part of the SimplyBiz Group and boosting Partnerships with all the major specialist property lenders, FIBA is a membership base organisation.

Gatehouse Bank plc is a Shariah-compliant challenger bank based in London and is part of the Gatehouse Financial Group of companies. It is authorised by the Prudential Regulation Authority (PRA) and regulated by the Prudential Regulation Authority and the Financial Conduct Authority. Founded in 2008, the Bank operates in accordance with Shariah principles and offers savings products and finance for UK commercial and residential real estate, in addition to sourcing and advising on UK real estate investments with a focus on the build to rent sector.

Whole of market Master Brokers in Specialist Finance covering lending in areas such as;

Bridging, Development, Commercial, Portfolio BTL.

We offer our services to regulated brokers & non regulated introducers alike.

Feel free to come along and chat regarding any lending requirements.

Hampshire Trust Bank is focused on financing commercial customers based on best principles in relationship banking, delivered by experts in their fields. We also offer competitive savings accounts to individuals and businesses.

 At the Harpenden, our open-minded approach meets lending requirements for complex cases.

We’re 100% mortgage intermediated.

• Our mortgage products are available for purchase, re-mortgage and capital raising
• No upper age limit for applicants looking to borrow in later life
• Products are available with no Early Repayment Charges (ERCs)
• We will consider requests to raise finance against unencumbered property

Join us on stand A1 at the entrance of the show or visit: harpendenbs.co.uk/intermediaries

IFAC are consultants to the financial services industry.

We help IFAs, mortgage brokers, insurance agents, consumer credit brokers and fund managers.

We work as your compliance manager.

We also design, build and install our own risk management software – Bat

In Partnership are dedicated to helping advisers deliver high quality advice. At In Partnership we believe that the choice of how to operate your business should be your own. We have uniquely developed a flexible range of adviser models, based around our core principles of choice, business support and security.

Key Partnerships is the referral service for the UK’s number one equity release specialist, Key.

Through Key Partnerships more and more partners are growing their businesses by being able to offer clients equity release as an option to boost their finances in retirement.

Keystone is an intermediary only specialist buy to let lender offering a range of funding solutions for complex buy to let cases that do not fit the criteria of the mainstream lenders.

With rates starting from 2.99% Keystone will accept:

✔  Trading & SPV Ltd Co’s             ✔  HMOs – up to 8 beds

✔ Portfolio landlords                       ✔ Multi-unit properties – up to 10 flats

✔ First-time landlords                     ✔ High-rise flats

✔ Ex-pats                                            ✔ New build properties

✔ No minimum income required  ✔ Ex-Local Authority properties

Landbay is a specialist buy-to-let mortgage lender with tailored lending solutions for experienced Landlords and complex cases. With their personalised underwriting team you can expect a lending offer, subject to valuation, within 48 hours of application, simple fee structures and low interest rates. Landbay buy-to-let mortgages are funded entirely through their peer-to-peer alternative investment platform.

At Leek United, our reputation is built on traditional values and the best possible customer service.  We pride ourselves on knowing our market, our customers and our intermediaries.

We believe there’s no substitute for face-to-face personal service – come and talk to us on stand C3, and find out why…

more 2 life are lifetime mortgages specialists, designing flexible products with innovative lending features to meet the changing needs of today’s over 55s. We’re passionate about helping people make the most of their retirement, by transforming the money tied up in their property into a tax-free cash lump sum.

Oakbridge provides Regulated and non regulated short term loans.

Oakbridge is authorised to advise on regulated mortgage contracts – Accordingly it is possible, in certain circumstances, for borrowers to deal directly with Oakbridge on Regulated Mortgage Contracts.

OneFamily understands the complexity of modern family life and provides products and services designed to reflect today’s ever-changing world. And because we don’t have shareholders, OneFamily is able to use its profits to support its customers and help various community initiatives. For more information please visit onefamilyadviser.com

Paradigm Mortgage Services is now regarded as the UK’s “premier” directly authorised mortgage distribution business. As well as offering a unique profit share scheme, we have a full range of services to support intermediary firms, including a highly commended mortgage placement helpdesk, regular CPD events, compliance services and regulatory guidance.

We’re an award-winning lender with an appetite for interesting cases, offering Residential and Buy to Let mortgages exclusively through intermediaries.

We help with clients often undeserved by the high street. The recently self-employed, those with credit blips, complex income, young credit history, or previous financial difficulties: to us, it’s all interesting.

Sixth largest UK building society with over 150 years experience.

We realise that you only have so many hours in the day…

Our highly-qualified advisers specialise in working with mortgage brokers to cover insurance provision, as well as reviewing back books to generate additional commission as we assess clients’ existing policies and arrange new and, most importantly, better cover.

Protect your customers. Generate extra revenue. Reduce your regulatory risk.

As Responsible Equity Release, we are hugely proud of this innovative industry and strive to meet the challenges faced by the UK’s over-55 population. At Responsible we put the customer first by combining modern approaches with traditional values of excellent customer service – borne out by our 5* Trustpilot rating. We are actively looking to grow this sector by forming partnerships and supporting businesses with their eligible clients.

The company was formed with the intention of focusing our attention on the “at retirement market’’, providing lending solutions to our clients. Our aim is to provide professional advice and recommendations to clients, whilst building excellent relationships with lenders and our referral partners.

Saffron Building Society is a mutual society which has been serving the local community since 1849

Sesame Bankhall Group operates within the UK Financial Services industry, with its core business in the intermediary market, providing support to over 11,000 advisers across the country. The Group brings together the leading network, support service provider and mortgage club, making it the UK’s largest distributor of retail financial advice.

At Stafford Railway Building Society we manually underwrite all applications.

We offer: –

• Ex Pat Repatriation
• Complex Incomes including retained profit
• Large loans to £2m
• Day 1 Remortgages
• Gifted Deposits from non- family members
• No debt to income ratio’s

Want a business that is more profitable and rewarding?

You’re better off with Stonebridge.

Working together with Directly Authorised brokers, driving your business to do more!

By utilising our 30 years of long standing Group relationships, Stonebridge Genus can offer a panel of product providers that will ensure your client needs are satisfied whilst offering you market leading rates of commission.

Vida Homeloans is the specialist mortgage lender for residential and buy to let customers who may not fit the criteria currently demanded by high street banks, such as the self-employed, customers with multiple jobs, first time buyers, expats and buy to let investors.  Vida uses the latest financial technology to support and inform human underwriting decisions.